Category Archives: Events Articles

The Events Articles category contains information regarding special events, event producers, wedding planners, weddings, and other types of businesses regarding events.

Download the New CIA mobile App for Android!

Our new mobile App for Android (coming soon for Apple) allows our customers an easier way to view their policies, get expiration reminders, contact their specific agents, request certificates & submit incident reports. Download it today, it’s FREE!CIA-AppAndroid

Wedding Insurance Claims

Wedding Insurance Claims Photo

Ever wonder what reason a person might have to need insurance for their wedding? Well there are various reason such as the wedding being cancelled, entertainment cancelled, outfits ruined, ruined photographs/videos and weather related damages to venue. In fact many wedding venues require that the bride and groom purchase general liability insurance in order to hold their weddings in that particular space. So, what causes wedding insurance claims? Just recently Property Casualty 360 wrote an article on the “Top 8 Wedding Insurance Claims of 2012″. http://www.propertycasualty360.com/2013/03/26/top-8-wedding-insurance-claims-of-2012?t=es-specialty. There are some very interesting claims on the list, many that are often times not thought of such as theft of the decorations or wedding gifts.

If you are ready to purchase wedding insurance you can visit our Wedding Insurance Page.

All I need is a certificate of insurance…

All I need is a Certificate of Insurance

Event producers have been saying this for years now, purchasing insurance because someone required them to show proof of insurance for an event.  Well let’s take a look at the exposures that an Event Producer might have.

First, the producer is a business broker of sorts.  You are contacted to provide some sort of entertainment for a corporate event.  The client will rely on your professional knowledge to find the correct fit and to handle all the details to get that entertainment to the event.  You charge a fee for doing this.  You will handle everything from the contract, booking flights and transportation, hotel, staging, lights, props, etc.  You are paid the contract amount, and then you pay the entertainment and sub contractors from the proceeds.  Your income is what is left. Continue reading