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Answers to Frequently Asked Questions

Frequent Questions

We have created this resource to help answer some common questions about our insurance covereage. If you still have questions please call us at 864-688-0121.

What coverages do I need?

Businesses need several types of coverage in order to make sure that they areproperly covered. The types of insurance that you will need will vary depending on the nature of your business.

Paintball:General Liability, Accident Medical, Workers Compensation, Property, Business Income, Commercial Auto, Hired and Non-Owned Auto, Inland Marine, Flood, Earthquake, Employers Practices Liability Insurance & Crime Coverage.

Famiy Entertainment Center & Indoor Inflatable Centers: General Liability, Accident Medical, Workers Compensation, Business Income, Commercial Auto, Hired and Non-Owned Auto, Property, Flood, Earthquake, Employers Practices Liability Insurance, Abuse & Molestation & Crime Coverage.

Rockwalls & Eurobungy:General Liability, Accident Medical, Workers Compensation, Business Income, Commercial Auto, Hired and Non-Owned Auto, Inland Marine, Flood, Earthquake, Employers Practices Liability Insurance & Crime Coverage.

Can you get a Seasonal Policy?

Unfortunately we do not offer seasonal policies for family entertainment centers, indoor inflatable centers, paintball, airsoft, etc. Please contact our office if you are in need of coverage with a policy term that is shorter than one year.

Do I have to pay in full?

Sometimes the carrier requires payment in full.  If not, a down payment, or minimum earned premium, would need to be made and financing would be available for the balance.

What types of payments are accepted?

We accept Payment by check or Credit Card. We can take Visa, Mastercard & Discover, however there is a 4% processing charge of 4% for credit card payments. In order to pay by credit car you must also fill out a credit card autorization form.

Do we accept electronic checks?

Sorry, we do not have the capability to accept electronic checks.

Do we write in all 50 States?

Yes we do! (But we do not write coverage in territories of the United States)

How much does it cost?

That all depends on the specifics of your business, we can give you a rough estimate but you need to fill out an application in order to get an accurate quote.
Fill out an application

When will my policy be effective?

Your policy will be effective the day after we receive your payment and all signed forms needed to bind the coverage.    Please refer to your quote for all the forms we would need.

When do I get my certificate of insurance?

We can normally issue a certificate of insurance a few minutes after binding.  Some carriers may take 24-48 hours before issuing a policy number which can delay the issuance of the certificate.

What do I need to get a quote?

Paintball, Airsoft & Laser Tag: Completed Application, Field Diagram, Safety rules, Waiver, Loss Runs (if you have had previous insurance)

Indoor Inflatable Centers: Completed Application(s), Daily Safety Checklist, Waiver, Rules of Play, Business Plan (If you are a new business), Evacuation Diagram, Loss Runs (if you have had previous insurance), Equipment List, Lease Agreement, Resume (if you are a new business)

Family Entertainment Center: Completed Application, Daily Safety Checklist, Waiver, Business Plan (If you are a new business), Resume (if you are a new business), Loss Runs (if you have had previous insurance)

How long does it take to get a quote?

It typically will take up to 3 days to get a quote once all the complete required forms have been submitted.

Do we insure pilot cars?

Sorry, we do not insure pilot cars anymore.