Paintball Eye Injuries & the Importance of Protection

Many sports pose the risk of eye injuries; some have a higher ris­­­k than others. According to “The National Eye Institute”, baseball is considered a high risk for eye injury and has the leading number of sports-related eye injuries. Although sports such as baseball & basketball have the highest risk, a recent study has found that Paintball actually poses the greatest risk of vision loss associated with the injury.

The reason that Paintball/Airsoft has the highest risk of vision loss is because, while large balls such as baseballs may fracture bones, smaller balls (like a paintballs) can injure or rupture the eyeball itself. So what can be done to lower the amount vision loss injuries in Paintball? Eye Protection…our insurance program requires full face & ear protection for Paintball and Airsoft. So why full face & ear when we are talking about eye injuries hear? Ear injuries are actually said to be the next common type of Paintball injury after eyes. Ear injuries can result in hearing loss, concussion or even a ruptured ear drum. This is true for Airsoft as well, ever had a BB in the ear? Not pleasant. Bottom line is, injuries from any sport can be potentially serious. Be sure to use the recommended safety equipment every time.

WebMD. “Paintball Causes Many Vision-Robbing Eye Injuries”. http://www.webmd.com/eye-health/news/20161103/paintball-causes-many-vision-robbing-eye-injuries#1. November 4, 2016.

National Eye Institute. “Sport-Specific Risk”. https://nei.nih.gov/sports/risk

NOLO. “Paintball Injury Lawsuits”. http://www.nolo.com/legal-encyclopedia/paintball-injury-lawsuits-33966.html. 2016.

Hurricane Preparedness

hurricane-matthew-news1The Southern East Coast is bracing for Hurricane Matthew, which is predicted to be the strongest hurricane to hit the US Coast line in over a decade. The Governor of South Carolina declared for a state of emergency & possible evacuations as Matthew inches closer. Do you know what to do in the event of a strong hurricane hitting where you live or do business?

The National Weather Service has many resources to help you prepare for a hurricane. The first thing the NWS suggests is to know if your area has an evacuation center & know where it is before the storm hits. You should also have a list of everything you will need if you need to evacuate. This is not the time to take all your belongings with you, you must plan to take only the essentials. Including clean clothes, cash, credit cards, bottled water, and a basic first aid supply kit.

Keep an eye on weather forecasts, hurricanes can be very unpredictable. Also make sure that your homeowners & business insurance provides for hurricane & flood damage…this is not something you want to find out after the fact.

Sources
National Weather Service. http://www.nws.noaa.gov/om/hurricane/plan.shtml . “What to Do Before the Tropical Storm or Hurricane”.

USA Today. “Florida, Carolinas brace for fury of Hurricane Matthew” http://www.usatoday.com/story/weather/2016/10/04/hurricane-matthew-shifts-closer-florida-late-monday-forecast/91515650/. October 5th 2016.

15 minute insurance mini seminars

join-us-iaapa2016Larry Cossio, the leading insurance expert and industry speaker, will be giving 15 minute insurance seminars for Party Rentals, Indoor Centers & FEC. Larry Cossio & the agents of the CIA will be traveling to IAAPA in Orlando on November 15th to the 18th. The mini seminars will be held at the larger booth #6157 at the following times:

  • Party Rentals: Tuesday, Wednesday & Thursday at 11:30
  • Indoor Centers: Tuesday, Wednesday & Thursday at 1:30
  • Family Entertainment Centers: Tuesday & Wednesday at 3:30

Trampoline Park tells UK teen she ‘can’t bounce without feet’

ellie

A trampoline park in the UK made headlines on Tuesday after a manager told a triple amputee teenager that she needed to leave the trampoline park because of her disability. Ellie had to have both her legs, her right arm and three fingers amputated at the age of five after being hospitalized with meningitis. She has won awards for trampolining & is an active horse back rider.

According to the news reports Ellie had been jumping in the trampoline park for about an hour when I manager approached her and started shouting at her in front of everyone that “if I have no feet, I cannot bounce”. The manager told her that she would be likely to injure others and that she could not be in control of her jumping.

The trampoline park issued a statement apologizing for the incident, but also commenting that the manager was concerned that the teenager was in a free running area that was for advanced users. They also said that they would like to offer free sessions to her and her family…though I doubt her family will return.

Sources

The Sun. “You can’t bounce without feet. What triple amputee teen was told as she was ordered to leave trampoline park in case she injured other customers”. https://www.thesun.co.uk/news/1816779/what-triple-amputee-teen-was-told-as-she-was-ordered-to-leave-trampoline-park-in-case-she-injured-other-customers/. September 20, 2016.

Largest Escape Room Opens in Hollywood

escape-hotel-list

An Escape HOTEL just opened up in Hollywood. The hotel hosts 10 games at one time, making it the largest Escape Room Game in the United States. The new hotel makes the game an experience right from the start. While most Escape Rooms have the players sit in a room while they sign waivers & go over the rules, the new hotel checks in the guests just like an actual hotel. All of the employees stay in character at all times & are dressed up in fancy suits.

The Escape Hotel has games such as daycare, witchcraft, zombies, agent, mafia. While an escape room named daycare might not sound very exciting, it actually looks pretty creepy. Daycare Game Hotel Hollywood It will soon be opening a pirate, circus, slaughter, heist & kidnapping room. With more & more Escape Room Games popping up all over the country it is becoming increasingly important to make sure your escape room is unique. What will you do to make your Escape Room Games stand out above the rest?

Source

Hollywood Laist. “The Largest Escape Room Game In The U.S. Just Opened In Hollywood.” By Juliet Bennett Rylah.http://laist.com/2016/07/19/the_old_geisha_house_is_now_the_wor.php. July 19, 2016.

Escape Hotel Hollywood. http://www.escapehotelhollywood.com/.

Be Careful About Your Waiver Wording

Dodge Ball Trampoline Park

A news station in New Jersey reports that a family will be able to proceed with their lawsuit against a trampoline park regardless of wording in the waiver that states that the participant is signing over the right to bring the trampoline park to trial.  The wording of the waiver stated that the dispute would have to go through arbitration rather than through the courts. On July 13th, 2016 the court ruled that this was not enforceable because it did not make it clear that the signee was signing over their right to sue. The agreement also did not explain how arbitration differs from a trial in court.

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Watercraft Critters – What is covered?

Safeco Critters Image

While they might look cute & furry, animals can cause major damage to your watercraft. One of carriers Safeco recently put out an infographic giving real life claim examples of boat damage by animals. This illustrations can you give you a great idea of what would be covered in the event of animal damage on your watercraft.

Loss of a watercraft due to direct damage by rodents, insects, marine life & other types of animals is not covered. However, if animal damage causes consequential (or indirect) loss you could be covered. One example Safeco gave was muskrats that had chewed the bellows of a boat. The holes allowed water to get into the boat and the boat sank. Now, because the boat sank as a result of the muskrats chewing holes in the bellows this would be an indirect consequence. The cost to repair the boat was covered. The rubber bellows were not covered because the were directly damaged by the muskrats.

Continue reading “Watercraft Critters – What is covered?”

Horrific Carnival Ride Accident in Nebraska

Girl Scalped by Carnival Ride

At a Cinco de Mayo carnival in Omaha, Nebraska an 11 year old girl’s scalp was torn from her head when her long hair got caught in a carnival ride called “King’s Crown”. Witnesses say that she slipped from her seat onto the floor of the ride and her hair got caught in the spinning mechanism in the middle of the ride. The ride kept spinning for up to 5-10 minutes as people yelled for the operator to stop the ride. She also suffered a skull fracture in the incident. Graphic images after her surgery show where her scalp was reattached right along her eyes. Her family says the doctor’s do not know if the girl will ever be able to see again.

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“Captain Bubble” to attempt Bermuda journey in homemade water ball

(Joe Cavaretta / Sun Sentinel)

Reza Baluchi nicknamed “Captain Bubble” plans on making a second attempt to roll his inflatable bubble from Pompano Beach Florida all the way to Bermuda in the ocean. His water ball is a homemade inflatable bubble encased in attached tracks, which he calls his “Hydro Pod”. His first attempt to make the 1,033 mile trip in 2014 ended in him having to be rescued by the US Coast Guard. Despite his previous failure he has made plans to try again.

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Bungee Trampoline Rental Owner accused of Child Pornography

Joseph Masters

The owner of Action Joe’s, a party rental company that rents out Bungee Trampolines, Hamster Balls, Portable Rock Walls, Zip Lines & Inflatable Slides has been accused of producing child pornography. Police were first contact on March 18th when a woman called saying that the owner (Joe Masters) had tried to molest her 9 year old daughter. The St. Ann Missouri police obtained a search warrant for his home & hidden surveillance video of children in his home. In one video a girl was taped using the bathroom. Continue reading “Bungee Trampoline Rental Owner accused of Child Pornography”