15 minute insurance mini seminars

join-us-iaapa2016Larry Cossio, the leading insurance expert and industry speaker, will be giving 15 minute insurance seminars for Party Rentals, Indoor Centers & FEC. Larry Cossio & the agents of the CIA will be traveling to IAAPA in Orlando on November 15th to the 18th. The mini seminars will be held at the larger booth #6157 at the following times:

  • Party Rentals: Tuesday, Wednesday & Thursday at 11:30
  • Indoor Centers: Tuesday, Wednesday & Thursday at 1:30
  • Family Entertainment Centers: Tuesday & Wednesday at 3:30

Bounce House Safety for Children & Parents

We have created a cartoon for children to teach them the activities that can get them possibly  hurt while playing in a bouncer such as lying down or climbing up the slide instead of going down. The Clumsy Kanga Video is a great tool for Indoor Inflatable Centers, Party Rental companies & parents to show children how to lower their risk of injury while still having fun. The Kids Safety Network recently put out an article featuring our Clumsy Kanga Safety video & other tips for parents to make sure their kids are safe inside of inflatables.

The Kids Safety Network has a lot of great safety tips for parents in all different categories. It also has a list of all the latest product recalls on children’s products. It is a very nice website with a lot of great information. Go ahead and check out their website or follow them on Facebook.

UGA Bounce House Safety Class

Bounce House ClassAt the University of Georgia, college students are taking a new class that is centered on the safety of bounce houses. Professor John Knox, a atmospheric scientist is teaching students about weather related accidents with bounce houses using science. The point of the class is to teach students how to do science research, while at the same time showing them how they can use science to influence safety policies in real life. They are also learning about the different bounce house regulations in different states and are hoping that their research can help to create more strict bounce house regulations in states such as Georgia where there are no specific bounce house safety regulations. At the end of the course students will write safety proposals defining what they believe to be the safest operating conditions for inflatables. They will be co-authors on a research paper that is going to be printed in a scientific journal.

Even if your state does not have safety regulations on bounce house rentals, always be sure that you are using all the safety measures properly. Do not allow the bouncers to be used in high wind, make sure stakes are properly installed, have trained operators, follow manufacturer guidelines on the number & size of kids using the unit, and if you are dropping off a rental be sure that the customer is aware of all the safety rules of operating the inflatable device. It is great that these students are learning about science, while at the same time trying to make policies that will make bounce houses safer for everyone.

Read the article here: http://onlineathens.com/mobile/2015-07-18/uga-bounce-house-class-has-serious-purpose 

Party Rental Digital Safety Checklist – BETA version

app-promo-facebookMaking sure you party rentals are set-up safely just got a whole lot easier! With the new Party Rental Safety Checklist App from Cossio Insurance Agency you can easily document the set-up and safety of your party rentals. The best part is that this program is FREE for customers of the Cossio Insurance Agency! The app allows you to keep track of customer rentals, document proper set-up and even get directions to your rentals. WATCH A QUICK TOUR AND WALK-THROUGH or visit rentalsafetychecklist.com to get started. The app is is BETA version so if you have any problems, questions or suggestions feel free to contact Stacey at stacey@cossioinsurance.com 

Features

Checkbox Take & store photos of each device’s set-up
Checkbox Set-up customer rentals & complete checklists & forms
Checkbox Assign checklists to your employees
Checkbox Get directions to each drop-off location
Checkbox Manage your account on mobile or desktop
Checkbox Ability to view and download completed checklists

FunPro Closing – What you Need to Know

FunPro & Thomco announced that effective April 1st, 2015 they will pulling out of the party rental insurance industry. This announcement has led to much confusion & worry for customers that currently have insurance with FunPro. In the video below Larry Cossio explains exactly what this announcement means for you if you have an insurance policy with FunPro.

FunPro is No Longer Insuring Party Rentals

dont-freak-out

Okay, it’s official, Markel Insurance Company that purchased Thomco and the Funpro program will be closing it’s program for new business effective 4/1/15 and sending out non renewal notices. Cossio Insurance was chosen to provide insurance for some of their direct customers and we would be able to help anyone receiving these non renewal letters.   Continue reading “FunPro is No Longer Insuring Party Rentals”

Inflatable “How-to” Videos

Magic Jump Inflatables have created a great resource of inflatable how-to videos. The videos include:

  • Properly Anchor your Inflatable
  • Setup your Commercial Inflatable
  • Roll Up a Commercial Inflatable
  • Patch a Damaged Inflatable
  • Package your Inflatable for Shipping
  • Clean your Inflatable Bounce House

You can watch the How-to videos here at Magic Jump Inflatable’s YouTube Playlist.

Cheaper Mechanical Bulls can cost you more in the end

Galaxy Bulls recently wrote an article titled: “The Cheapest Mechanical Bull Is Not Always The Most Cost Effective Purchase“. While you may say that this article may be biased because of the fact that Galaxy is a manufacturer this article does ring true.

Galaxy noted the following reasons for why a cheaper Mechanical Bull will end up costing you more in the long run: Continue reading “Cheaper Mechanical Bulls can cost you more in the end”

Cyber Liability Insurance: Are you properly covered in the event of a data breach?

It’s been happening more and more lately, big businesses such as Target, T.J. Maxx and more have been the targets of data breach. But it doesn’t just happen to large companies…small businesses are also at risk for these data breaches. According to IBM there were 1.5 million Cyber Attacks in the United States in 2013, and that is just businesses that knew about them!

How do cyber-attacks happen?

According to IAAPA’s Fun World magazine there are a variety of ways that data thieves are able to breach your data. These ways include attaching a hidden device to your credit card machine, using malware and taking advantage of the split second before the credit card data is encrypted. According to the Computer Security Institute 2 in 5 companies experienced a cyber-security issue in the last 12 months.

What kind of damage will a cyber-attack do to my business?

There are many ways that a cyber-attack can damage your business, the first being loss of reputation. If customers find out that their data was stolen they will be wary of doing any more business with your company. In the infographic below IBM shows just how a cyber-attack could affect your business financially.

IBM. http://www-935.ibm.com/services/us/en/it-services/security-services/data-breach/index.html
IBM. http://www-935.ibm.com/services/us/en/it-services/security-services/data-breach/index.html

What can I do to protect myself?

• Regularly have your systems scanned for the evidence of Malware
• Make sure that all credit card information is encrypted
• Never use default passwords
• Have an experienced IT professional make sure that you have the proper firewalls, and anti-virus protection
• IAAPA suggests deleting customer data from your system after a certain time period.

Even with all these steps in place a data breach can still occur. Make sure to obtain Cyber Liability Insurance to help with the financial loss of a Cyber Liability Attack. Cyber Liability is not covered under most business general liability policy. Contact us today at 864-688-0121 to talk about getting Cyber Liability coverage for your business.

Sources:

Funworld Magazine. “Preventing Data Theft”. http://www.iaapa.org/news/funworld/funworld-magazine/preventing-data-theft—june-2014

IBM. “Data breach statistics”. http://www-935.ibm.com/services/us/en/it-services/security-services/data-breach/index.html

Chubb. “Chubb 2012 Public Company Risk Survey: Cyber”. http://www.chubb.com/infographics/chubb3/index.html