Tips on correctly insuring a Fun Center

Correctly insuring your family fun center is one of the most important issues you should address to protect yourself.  We will review a few simple issues to address.

Is your miniature golf and go-kart facility safe, enjoyable and accident-free for your guests?

Usually the two most popular activities at a family fun center are miniature golf and go-karts.  And amazingly enough, the most insurance claims are these two activities.  So how can you work to keep your facility safe, keep the experience for your guests enjoyable and accident free?

Glad you asked!  Having owned a family fun center with both of these activities I can speak from experience as an owner and an insurance agent.  Good news travels slow, bad news about injuries travels fast, so let’s look at what you can do as an owner or manager to prevent these from happening. Continue reading “Is your miniature golf and go-kart facility safe, enjoyable and accident-free for your guests?”

Safety Tips for your Go-Kart Track


Like every other amusement device, there are certain precautions that need to be taken to insure that participants driving the Go-karts at your Family Fun Park or Go Kart Track are as safe as possible. Accidents involving go karts can be especially serious;some incidents involve skull fractures & other broken bones, internal injuries and in some cases even death. There are many resources out there that can help you run a safe go kart track. We found one resource on the IAAPA website that had some important safety tips regarding long hair (& some other safety reminders):

1) You should have a maintenance staff that checks each day for any malfunctions with the go karts, safety signs & the track. (If you do not have safety signs it would probably be a good idea to post some.)

2) Your staff should be properly trained in all safety procedures and should also be trained to look out for guests with long hair. This is important since long hair can get caught in the moving parts of the go kart. The IAAPA article talks about how in 2012 a teenage girl lost 80% of her scalp from her hair getting caught in a go kart axle.

3) Hair ties should be kept on hand and if someone has long hair they should be instructed that it needs to be secured with a hair tie to prevent injury.

Some other safety tips include:

4) Having your guests wear helmets & seat belts.

5) Making sure the age/size regulations of the go kart are followed.

6) Not allowing go-karts to be driven during bad weather.

You can read the full article here:

Also remember that you need to have your go kart track insured because safety procedures alone are not always enough. Learn more about our Go Kart Insurance.


“Go-Kart Safety” by Mike Bederka | IAAPA Website | 2012 |

Inflatables, Family Entertainment Parks & Severe Weather

Severe Weather

There has been a lot of severe weather throughout the country in 2013. Severe weather can often pop up without much warning; leaving those outdoors at risk of death or injury. So what can you do to protect customers using your inflatable devices outdoors or playing at your Family Entertainment Park? A recent article in IAAPA’s Fun World magazine called: “Severe Weather Safety” by Mike Bederka suggests that preparation is the best line of defense for severe weather events such as high winds, thunderstorms & lightning. (If you are an IAAPA member you can read the full article here.)

The article suggests many helpful tips to keeping customers safe from severe weather. One suggestion is having an employee responsible for keeping track of severe weather warnings and radar in the area and possibly even talking with local meteorologists about whether the FEC center should be closed down until the severe weather threat is over. In regards to inflatable devices, possible wind speeds should of course be taken into consideration. We have all seen news stories of bounce houses thrown through the air with children inside…these all could have been completely avoidable if weather forecasts & current weather conditions were monitored. Inflatables should not be used in winds exceeding 25mph and they of course need to be properly secured.

Another suggestion is to have a place to shelter people in case an unexpected storm pops up. Businesses should have a written safety plan in place and a specific shelter area in mind in the event that customers need to be evacuated. Operators should also be trained to shut down rides and deflate inflatables when severe weather or dark clouds appear.

The national weather service also has a helpful pamphlet that you can download here: This pamphlet outlines many of the suggestions talked about in the IAAPA article in more detail. It is important to remember that although closing down your business temporarily may lead to a short-term loss in revenue, customers will respect your concern for their safety which will increase their trust in you and your revenue in the long run.


“Severe Weather Safety: Preparation helps to prevent guest and staff injuries” by Mike Bederka | Funworld Magazine | July 2013 |