Do I need product liability insurance?

Do I need product liability insurance?
Do I need product liability insurance?

Do you need product liability insurance?

Are you a manufacturer, distributor, supplier, or retailer who makes products available to the public?  Then you are held responsible for the injuries those products cause.  Product liability insurance will protect you if you answered yes to the question above.

Product liability refers to the liability of any or all parties along the chain of manufacture of any product for damage caused by that product. This includes the manufacturer of component parts (at the top of the chain), the assembling manufacturer, the distributor, the supplier, and the retail store owner (at the bottom of the chain). Continue reading “Do I need product liability insurance?”