According to an article by a Canadian newspaper The Citizen 100 a British Columbia man is suing two different businesses over a “avulsion” finger injury he claims to have received while riding a mechanical bull an event by L.A. Promotions and Tent Rentals at its Family Fun Centre. Both the event promoter & the property owner are being sued. The man is suing for “past and future loss of income and future earning capacity among other types of damage.” (The Citizen 100)
There are two things to get out of this story. The first is something that we always tell are event planners & special event promoters. When someone is injured at an event they will often times not only sue the owner of the device they were hurt on, but also event planners, the venue, rental companies, manufacturers of devices & any one else they can find potentially responsible. This is why it is important to have liability insurance…can you afford to pay for legal costs to defend your business & the possible damages you may have to pay out?
The second thing that we would like to mention is that this type of finger injury IS possible on a mechanical bull. We have actually had a claim come in where the participants finger was actually pulled off because he had his finger looped in the rope when he was bucked off of the bull. The claim was closed with $50,799 paid out. Does that sound like something you can afford?