Business Insurance isn't something to take lightly. With all the hard work you put into your business you want to make sure that it is protected. At Cossio Insurance we understand small business and work hard for you as insurance brokers. We represent you, not the insurance companies. Every business is unique and finding an insurance plan that fits your business can be tough. That's why the CIA is here! We will find you the right type insurance coverage you need for your business, no matter what type of business it is.
Let us do all the hard work of shopping for the best specialty insurance program for your business, while you concentrate on what you do best, running your business!
We represent different insurance carriers which allows us to provide your business the best insurance rates and coverage. Don't trust your business to just anyone, trust it to the CIA, we have ways of making things happen for you!! Apply today, you won't be disappointed. We have an office in Simpsonville, SC as well as Murrieta, CA and are able to provide business insurance in all 50 states.
On top of your regular business insurance policy there are some additional policies that you may need to make sure that your business is fully covered.
This coverage is a requirement in most states if you have employees. It provides coverage for bodily injury, medical bills, loss of income, death for all employees, full time or part time.
This coverage will provide defense against negligence claims made by a client. This is also known as Errors & Omissions insurance.
If you are a manufacturer, distributor, supplier, or retailer who makes products available to the public you may want to get product liability coverage.
This provides coverage for your business property for fire, theft, vandalism on premises, or if Inland Marine while off premises. If you cannot afford to lose your inventory to theft or fire, this is an important coverage to purchase.
Your personal auto policy has an exclusion for business use so you will have no coverage under your current auto insurance policy. A commercial auto policy will cover you for both business use and personal use. If you use a trailer to carry your rentals to the location add this unto your policy.
Cyber Liability coverage is ecspecially important if you process credit cards or obtain personal information from customers.
Download Cyber Liability Application