Mechanical Bull Liability Insurance can be hard to find because of the risk involved...but not here at the CIA. We specialize in finding insurance coverage for hard to place risks and we have found coverage where other companies could not. Although mechanical bulls carry a high risk of injury, we know that the risk can be greatly reduced as long as the owner of the mechanical bull is taking the correct safety precautions.
We can also provide coverage for your other amusement devices as well! In fact insuring amusement devices is our specialty and we have the lowest rates around. We have covered devices such as bounce houses, Eurobungy, portable rock climbing walls and more! So what are you waiting for? Find out what the CIA can do for you & your mechanical bull today!
It is important that you always have trained, responsible operators running your mechanical bulls or multi-rides. Many accidents can be prevented by having the proper supervision & making sure the riders know the safety rules while riding the bull. Galaxy Multi Rides has some great videos on operator safety. Check out this video of how to properly ride a bull.
We are proud to announce that we are a preferred insurance provider for Galaxy Bulls & Multi Rides. We can provide discounts for Galaxy bulls & we are able to insure all Galaxy multi rides.
Are you in the market for a new mechanical bull? It is always a good idea to speak with your insurance agent before purchasing a bull to make sure that you will be able to obtain affordable mechanical bull insurance for your device. Many of the insurance carriers will not insure mechanical bulls from certain companies; this is especially true of bulls that come from China. While these bulls are cheaper, they are made of cheaper material and don't always have all the safety features a brand name name bull would have. You can expect to pay at least $10,000 for a used mechanical bull. Below are some of the better known manufacturers. so that you know the names to look out for while you are shopping. (The CIA in no way endorses the quality of these businesses, the following links are for informational purposes only)
On top of your general liability mechanical bull insurance policy there are some additional policies that you may need to make sure that your business is fully covered.
This coverage is a requirement in most states if you have employees. It provides coverage for bodily injury, medical bills, loss of income, death for all employees, full time or part time.
Inland Marine property insurance provides coverage for your business property for fire, theft, vandalism on premises, or if Inland Marine while off premises. If you cannot afford to lose your inventory to theft or fire, this is an important coverage to purchase.
Download Application to get property coverage for you mechanical bull
Your personal auto policy has an exclusion for business use so you will have no coverage under your current auto insurance policy. A commercial auto policy will cover you for both business use and personal use. If you use a trailer to carry your rentals to the location add this unto your policy.
Cyber Liability coverage is ecspecially important if you process credit cards or obtain personal information from customers.
Download Cyber Liability Application