Inland Marine Insurance covers your property when it is at your location & when it is mobile. This coverage is especially important for businesses such as Party Equipment Rentals that are constantly moving equipment to different locations for parties. Let us do all the hard work of shopping for the best inland marine insurance program for your business. We represent different insurance carriers which allow us to provide you the best insurance rates and coverage. Trust it to the CIA, we have ways of making things happen for you!!
On top of your inland marine insurance policy there are some additional policies that you may need to make sure that your business is fully covered.
This coverage is a requirement in most states if you have employees. It provides coverage for bodily injury, medical bills, loss of income, death for all employees, full time or part time.
If you are a manufacturer, distributor, supplier, or retailer who makes products available to the public you may want to get product liability coverage.
Your personal auto policy has an exclusion for business use so you will have no coverage under your current auto insurance policy. A commercial auto policy will cover you for both business use and personal use. If you use a trailer to carry your rentals to the location add this unto your policy.
Cyber Liability coverage is especially important if you process credit cards or obtain personal information from customers.
Download Cyber Liability Application