Cossio Insurance Agency has great rates on your lacrosse insurance. We can provide coverage for adult teams, youth teams, sporting events or sports camps. *According to an article by "MomsTeam.com" lacrosse has one of the highest concussion rates in high school sports with only Football and Ice Hockey with higher concussion rates. *The Mayo Clinic describes a concussion as: "A concussion is a traumatic brain injury that alters the way your brain functions.". Of course as with any contact sport there will be other injuries as well. Make sure that you are insured!
Our staff will go over your insurance needs to make sure that you will be properly covered and explain your coverage options to you. We have unbeatable rates on general liability & accident medical for your lacrosse insurance! Fill out the appropriate application below to get a quote or give us a call at 864-688-0121.
*Source: MomsTeam.com. "High Concussion Rate in Boys' Lacrosse Blamed On Intentional Head-to-Head Contact With Defenseless Players ".. http://www.momsteam.com/health-safety/high-concussion-rate-in-boys-lacrosse-blamed-on-intentional-head-head-contact-and-lax-rules-enforcement.
*The Mayo Clinic. "Concussion". http://www.mayoclinic.org/diseases-conditions/concussion/basics/definition/con-20019272.
On top of your lacrosse insurance policy there are some additional policies that you may need to make sure that your business is fully covered.
This coverage is a requirement in most states if you have employees. It provides coverage for bodily injury, medical bills, loss of income, death for all employees, full time or part time.
Make sure that your dance instructors are covered even if they are part time!
Download Workers Comp Application
This provides coverage for your business property for fire, theft, vandalism on premises, or if Inland Marine while off premises. If you cannot afford to lose your inventory to theft or fire, this is an important coverage to purchase.
Download Inland Marine Application
Your personal auto policy has an exclusion for business use so you will have no coverage under your current auto insurance policy. A commercial auto policy will cover you for both business use and personal use. If you use a trailer to carry your rentals to the location add this unto your policy.
Download Commercial Auto Application