Cossio Insurance Agency has the Christmas Tree Lot Insurance you have been looking for. We can provide great coverage for Christmas tree lots & farms. Christmas time is an exciting time. Hopefully your parking lot will be full of families looking for that perfect Christmas tree. The kids will be running around excited. That's when accidents can happen. Don't leave yourself unprotected...make sure that you have liability insurance for your lot or farm, and make sure that it is the correct coverage.
Here at the CIA we can help you with that. Our agents will go over the details of your Christmas tree operation and make sure that you have the proper coverage at the best rate possible. Give us a call today at 864-688-0121 or fill out the application below to get started on a quote. We can also provide coverage for Santa entertainers.
On top of your general liability Christmas tree lot insurance policy there are some additional policies that you may need to make sure that your business is fully covered.
This coverage is a requirement in most states if you have employees. It provides coverage for bodily injury, medical bills, loss of income, death for all employees, full time or part time.
Your personal auto policy has an exclusion for business use so you will have no coverage under your current auto insurance policy. A commercial auto policy will cover you for both business use and personal use. If you use a trailer to to transport Christmas Trees to different locations add this unto your policy. The need for the coverage really depends on if you will be using your vehicle for the purpose of transporting equipment and or employees. For example if you have employees delivering Christmas Trees to customers you would need commercial auto insurance
Download Application for commercial auto insurance
Cyber Liability coverage is ecspecially important if you process credit cards or obtain personal information from customers.
Download Cyber Liability Application