Event Cancellation is unpredictable and can be completely devastating to an event planner or organization. All the time, hard work and money put into your special event or wedding can be ruined at the drop of a hat. That's where event cancellation insurance comes in. You've already got enough to worry about planning your big events...don’t add the worry of cancellation to the list.
A lot of time and money is put into planning the perfect wedding. However due to unforeseen events a wedding sometimes needs to be rescheduled or even canceled. This could be due to things such as venue problems, illness with family members or sudden deployment to military service. You have enough to worry about planning the wedding; you don't need to worry about what will happen in the event of something unexpected.
On top of your regular event cancellation insurance policy there are some additional policies that you may need to make sure that your business is fully covered.
This coverage is a requirement in most states if you have employees. It provides coverage for bodily injury, medical bills, loss of income, death for all employees, full time or part time.
Your personal auto policy has an exclusion for business use so you will have no coverage under your current auto insurance policy. A commercial auto policy will cover you for both business use and personal use. If you use a trailer to carry your rentals to the location add this unto your policy.