Insurance for Event Planners can involve many different aspects, which can make it difficult to find all of the coverage that you need in one place. Here at the Cossio Insurance Agency we are able to provide you with all the coverage's that you need as an event planner. We are able to insure the event producer that organizes the events, the event planner that owns and rents out their own equipment & even the events themselves!
In addition to your event planner insurance we can also provide General Liability, Property, Inland Marine, Commercial Auto, Event Cancellation Insurance, Special Events Insurance, Coverage for Weddings, Professional Liability, EPLI and Workers Compensation. In fact it is a good idea to have most of these coverages in order to make sure that your business is properly covered. If you are unsure about which of these coverages you actually need for your event planning business please give us a call at 864-688-0121 and we can help explain the coverages that you need and why.
In a short answer: lawyers. If something happens during an event the customer can sue the caterer, tent rental, entertainment, venue & yes the event planner. Having insurance coverage would provide defense coverage for yourself and other additional insured's under your policy such as the venue and tent rentals for activities that are covered during your policy. Certain coverage limits are also often required by event venues.
The CIA is licensed in all 50 states so no matter where you are in the United States we can provide you with the insurance coverage that you need to run your business. We have been insuring the entertainment industry for over 30 years now and we work with several carriers nationwide. If you have any questions or need help with your application give us a call at 864-688-0121.
So what should you do if an incident occurs?
• Complete an incident report immediately
• Acquire names, addresses, phone numbers of all parties and witnesses
• Have employee write complete description of incident
• Take Pictures
• Make sure you report immediately to your insurance agent
• Get confirmation that it was received by your agent.