Escape Rooms are becoming more and more popular every year. Although they are very popular it is not very easy to find escape room insurance. Not here at the CIA, we make getting insurance for your escape games easy! Whether you just host escape rooms or have an entire haunted attraction with haunted houses & actors we have the coverage for you!
According to Market Watch the number of permanent year round escape rooms world-wide has climbed from zero in 2010 to at least 2,800 in 2015...and that number just keeps growing. In our area of Greenville, SC we have 3 different Escape Room Businesses opening just within the next few weeks. (March 2016). Our coverage can include General Liability, Property, Inland Marine, Event Cancellation, Commercial Auto, Worker's Compensation coverage and more. Call us at 864-688-0121.
On top of your escape room insurance policy there are some additional policies that you may need to make sure that your business is fully covered.
This coverage is a requirement in most states if you have em,employees. It provides coverage for bodily injury, medical bills, loss of income, death for all employees, full time or part time.
Download Application to protect your Escape Room employees
This provides coverage for your business property for fire, theft, vandalism on premises, or if Inland Marine while off premises. After all the hard work you put into creating your elaborate escape room you wouldn't want some vandals to come and destroy it. Of course that could still happen but with property insurance you would be able to repair/rebuild.
Download Application for Escape Room Property Insurance
Your personal auto policy has an exclusion for business use so you will have no coverage under your current auto insurance policy. A commercial auto policy will cover you for both business use and personal use. If you use a trailer to carry your rentals to the location add this unto your policy. The need for the coverage really depends on if you will be using your vehicle for the purpose of transporting equipment and or employees.
Download Application for commercial auto insurance
Cyber Liability coverage is especially important if you process credit cards or obtain personal information from customers.
Download Cyber Liability Application